About MGT Insurance

MGT is the first AI-driven, neo-insurer focused on evolving commercial P&C insurance for the brokers and small business owners. By combining the expertise of industry veterans with state-of-the-art technology, we are ushering in the next evolution of commercial insurance and working to move the industry forward through the use of modern technology, better processes, and a rock-star team. We seek visionary leaders who thrive in dynamic, entrepreneurial settings, and excel in autonomous roles.

Job Summary

The Product Development Manager, Commercial Insurance will play a key role in developing, enhancing, and managing MGT’s commercial P&C products. This role leads new product development, manages coverage and form updates, supports regulatory filings, and develops underwriting guidelines. You’ll work cross-functionally with underwriting, claims, actuarial, compliance, distribution, and engineering to bring products from concept to market and continuously improve performance.

This is an opportunity for an experienced underwriting or product professional who combines strong technical expertise with business judgment and is comfortable operating as a senior individual contributor in a dynamic environment.

Key Responsibilities

Product Development & Lifecycle

Lead the design and launch of new commercial products, forms, and coverages
Manage the lifecycle of existing products to ensure competitiveness and profitability
Develop underwriting guidelines, eligibility criteria, and coverage specifications
Partner on product strategy, prioritization, and roadmap planning

Forms, Coverage & Pricing

Draft and maintain forms, endorsements, and coverage language
Support pricing and rating updates with actuarial
Contribute to state filings, including documentation and regulator responses

Cross-Functional Execution

Drive product initiatives from concept through implementation and post-launch monitoring
Translate product requirements for system configuration
Partner with underwriting, claims, and distribution to align product design with business needs
Collaborate with compliance, legal, actuarial, and engineering to ensure accuracy and scalability

Regulatory & Market Alignment

Ensure compliance with jurisdictional requirements
Monitor legislative and industry changes impacting products

Performance & Communication

Analyze performance, loss trends, and competitive positioning to drive improvements
Present insights, recommendations, and product updates to stakeholders
Develop product documentation, training materials, and internal communications
Serve as a subject matter expert on coverage intent and product design

Qualifications

Experience

~8–12 years in underwriting, product development, or commercial P&C coverage
Experience developing products, forms, or pricing approaches
Familiarity with regulatory filings and compliance processes
Strong market analysis and competitive intelligence skills
Experience influencing product strategy or portfolio performance is a plus

Education

Bachelor’s degree in Business, Risk Management, Finance, or related field
CPCU, ARM, AU, or similar designations are a plus

Skills & Capabilities

Strong commercial P&C underwriting and coverage knowledge
Analytical and problem-solving skills with attention to detail
Clear communication and ability to influence across teams
Highly organized with the ability to manage multiple priorities
Proficiency in MS Office; Tableau or Power BI experience is a plus

Compensation & Benefits

The base salary range for this role is $160,000 – $205,000, depending on experience, skills, and location. This role may also be eligible for a performance bonus and equity.

MGT offers a comprehensive benefits package, including health, dental, vision, and retirement plans.

We recognize that no candidate will meet every qualification and encourage individuals with relevant experience and interest in the role to apply.

Please note: MGT does not accept unsolicited resumes from staffing vendors, including recruitment agencies and/or search firms. Please do not forward resumes to our jobs alias, MGT employees, or any other company location. Any submittals without a prior signed agreement will become property of MGT.

Our Commitment to Diversity, Equity & Inclusion

At MGT, inclusion drives excellence and belonging sustains it. We believe diverse perspectives make us stronger, more innovative, and more connected to the people we serve. We value every voice, champion equity, and create space where all people can grow and succeed together.

Equal Employment Opportunity Statement

MGT is proud to be an Equal Opportunity Employer. We do not discriminate in employment opportunities or practices based on race, color, religion, gender, gender identity or expression, sexual orientation, national origin, age, disability, genetic information, marital status, military or veteran status, or any other status protected by applicable law.

All employment decisions are based on qualifications, merit, and business needs. We are committed to providing reasonable accommodations for qualified individuals with disabilities throughout the application and employment process. If you need assistance or accommodations, please contact us at accommodations@mgtinsurance.com.

Disclaimer

This job description is intended to outline the general nature and level of work performed by employees in this role. It is not an exhaustive list of all responsibilities, duties, or qualifications required. MGT Insurance reserves the right to modify, interpret, or apply this job description in any way the company deems appropriate.